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An invoice is a fast way to get paid, especially for work you’ve already finished. Create it in your account, send it to the client, and once it’s paid, the money lands in your Mellow balance.
How to create an invoice
Step 1. Add a client
In your account, open the Invoicing section, go to the Invoices tab, and select Create new.
In the invoice you’ve just created, pick a client from the list or add a new one with Add client.
For a new client, fill in:
The company’s country
The company’s name
The email address – this is where the invoice link goes
The client’s currency – once you’ve added the client, this can’t be changed
Step 2. Fill in the invoice
As you fill out the invoice, enter:
The service category
The work period
The invoice issue date
Who pays the fee – you or your client
The invoice currency – EUR or USD
The service description – this appears in the closing documents, along with the timeframe and type of work
The number of services
The price of the work
Step 3. Review and send the invoice
Select Preview to see the invoice the way your client will. From there, save it as a draft or send the link right away – once you send it, the status changes from Draft to Sent.
You can also just copy the invoice link and send it to your client through any channel you like.
How your client pays the invoice
For now, only businesses can pay invoices. We plan to support payments from private individuals later on.
Your client gets an email with a payment link. Opening it brings up a page with the work description and price.
When your client selects Confirm details, the system asks for the company’s information and runs an automatic check.
Company check
The first time a company pays, the system checks whether it’s already verified with us. If it’s new, we confirm its name, address, registration number, and VAT/EIN (if it has one).
The check usually takes anywhere from a few minutes to one business day. To complete it, we may ask your client for company documents.
Once a company has been verified, it can download and pay any future invoices right away.
Payment methods
Bank transfer
Your client receives a PDF invoice from Mellow. It’s issued by one of our companies in the US, Cyprus, or Hong Kong, depending on where the client is based. The money arrives within 1–3 business days of being sent.
What’s next
The moment the payment clears, you’ll get an email notification. The money goes to your Mellow balance, ready to withdraw however you like.
You’ll find the closing documents – work completion certificates and invoices – in the Documents section.
Frequently asked questions
How is an invoice different from an offer?
An offer works under Secure Deal and is built for prepayment: the client deposits the money before the work starts, and you’re guaranteed to receive it once you successfully finish the project. That makes it especially useful when you’re working with new clients or on long projects.
An invoice is payment for work that’s already done, and your client doesn’t need to register in Mellow. They simply pay the bill by bank transfer.
We walk through how to choose between the two in a separate article.
Can I invoice private individuals?
Not yet – only businesses can pay invoices for now. We plan to add support for payments from private individuals later on.
What is Mellow’s fee?
For payment by bank transfer, the fee is 5%, and it can be paid by:
You, the contractor – the fee then comes out of the amount you receive
Your client – the fee is then added on top of the invoice amount
How can my client pay the invoice?
By ordinary bank transfer, with a 5% fee.
What documents do the two sides receive?
The client receives:
An invoice for accounting
A work completion certificate, if needed
The contractor receives:
A work completion certificate
An invoice
Every document goes to the specified email.
Does my client need to register in order to pay the invoice?
No. Instead of signing up, your client just completes a quick check for the first payment by providing:
The company name
The address
The registration number
VAT/EIN – for companies in the EU and the US
How do team projects work?
When you need to split payment among several people, offers are the way to go. Our separate article explains in detail how to create an offer for a team.
What can I tell a client who’s unsure about Mellow?
Here are a few facts about Mellow:
More than 10 years on the market
More than 1,000 clients, including SumSub, Joom, G2G, and Appnext
High ratings on Trustpilot and Capterra
An audit by Baker McKenzie
Partnerships with Revolut, Unlimit, and Ecompay
Our own infrastructure and offices in the US, the UK, Cyprus, and Hong Kong
A team spread across 19 countries
Coverage in Forbes, Business Journal, Spiceworks, Benzinga, and Supermoney
An official public offer agreement guaranteeing the quality of the service and compliance with international law
Still have questions? Message us in the online chat from your Mellow account or at [email protected].
